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What do you need to know about e wallets?
An E-wallet needs to be linked with the individual’s bank account to make payments. Descriptions: E-wallet is a type of pre-paid account in which a user can store his/her money for any future online transaction. An E-wallet is protected with a password.
Is the development of e-wallet in Malaysia slow?
(Hsu & Lin, 2015)Hence, some merchants see this opportunity and the invented of e-wallet was born. E-wallet have been catch the attention of consumer in Malaysia in recent years, however the development of e-wallet is slow in Malaysia, the potential to become the mainstream adoption is already can be seen (Rajan, Siew, & Liza, 2017).
What are the advantages and disadvantages of an electronic wallet?
Electronic wallets function like a debit card when initiating a transaction. They require you to input your PIN to authorize payment. For devices with biometrics, a payment would require your fingerprint to authorize it. That gives you another layer of security against unauthorized purchases or the financial risks associated with identity theft.
How does an eWallet work as a payment app?
Also known as digital wallets, ewallets are mobile payment apps that store your payment information on your smartphone. This information can include your credit, debit and prepaid card details. If you’re in a store that accepts ewallets, you can pay using a technology known as Near Field Communication (NFC).
Last Update: Oct 2021
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